Aug 4, 2026
Is your SBA 7(a) loan still the best financing option for your commercial property?
If you used an SBA 7(a) loan to purchase a business with owner-occupied commercial real estate, you may be able to refinance the real estate portion into an SBA 504 loan. Depending on your situation, this could mean lower monthly payments, long-term fixed interest rates, improved cash flow, and greater financial flexibility.
In this episode, Beau Eckstein explains how the SBA 7(a) to SBA 504 refinance process works, who may qualify, the potential benefits, and when refinancing may—or may not—make sense. Whether you own a warehouse, office building, manufacturing facility, or other owner-occupied commercial property, understanding your refinancing options could help strengthen your business for future growth.